In Ugandan households, establishing a culture of savings is not merely a personal financial strategy it's a pillar upon which the country as a whole can rest. Uganda's savings-to-GDP ratio is only 11%, far from the 25% threshold considered needed for long-term economic expansion. The example of countries like Vietnam is an apt one to follow. Late in the 1980s, Vietnam's economic condition was identical to Uganda's, but after it had crossed the 25% savings barrier, it soared. Vietnam today boasts a 35% savings rate and a GDP of USD 550 billion ten times Uganda's USD 55 billion.